Protecting people, property, and dreams since 1964.

You deserve an insurance agency that treats you like family, generation after generation.


Great insurance meets warm customer service.

You need the best products at competitive prices, which is why we operate as an independent insurance agency that works with multiple carriers. But at Ford Insurance, we believe you deserve more. Our team has over 185 years of combined experience in the insurance industry and is passionate about delivering uncommon, exceptional service.


Home Insurance

Protection for your home, possessions, and the liability that can result if someone is injured on your property.

Ford Insurance in St Cloud

Auto Insurance

The financial protection you need against physical damage, or bodily injury resulting from a traffic collision.

Ford Insurance in St Cloud

Business Insurance

The best way to minimize financial
risks associated with unexpected events like an injury or lawsuit.

Specialty Insurance

Specialty Insurance

This protection can cover non-traditional items or minimize risks not included in other policies.

Our People Philosophy

For more than 50 years, our team has personally helped hundreds of clients. In a world of chatbots and call centers, we believe in treating you like family, which means answering the phone and sticking with you to solve any problem.

Give us a call and see what it’s like to have an advocate and insurance expert on your side.

Resource Center

Our team has created and compiled educational tools, resources, and checklists in our Resource Center. Our goal is to help you understand what coverages will best protect your family and provide the information you need in case of emergency. Watch the video for information on how to buy insurance, or visit our Resource Center for more helpful materials.

What our clients have to say


We honor a longstanding commitment to deliver exceptional service to our customers.

In an age where service levels have declined, I had the extreme pleasure of working with Cathy on liability insurance for our business and she blew my mind with how knowledgeable, helpful, quick, sincere and overall kind she was.

Ford Favi Blue-01
Nicole Bell

Ford Insurance Customer

I contacted Ford Insurance and Karen was my saving grace. She handled everything with such professionalism, confidence, and authority. She made me feel so reassured after going into her office.

Ford Favi Blue-01
Debbie D.

Ford Insurance Customer

Awesome customer service. Cathy and Karen are very knowledgeable and easy to work with. Thank you so much for helping us!

Ford Favi Blue-01
Q. Bee

Ford Insurance Customer

My insurance source for over 40 years. Personalized care appreciated.

Ford Favi Blue-01
Virginia Dory

Ford Insurance Customer